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Get a Mobicred Account Now!

Get up to R35 000 to spend across more than 3 000 online stores
To be 18+ years old
Shop safely online, saving you time.
Earn a minimum of R5 500 per month.
No physical card needed.
Have a valid South African ID.
Enjoy no fees if your balance is zero.
Have a valid cell phone number and email address.
Less admin by only making 1 monthly repayment on all brands
Have an existing and valid bank account in your name.
Mobicred is a simple and convenient credit facility that allows customers to safely shop online at over 3 000 participating stores, with us being one such store.

With a Mobicred account, you’ll benefit from:

  • Access to an online revolving credit facility of up to R35 000
  • No fees charged until you make your first purchase, and no fees charged on a zero outstanding balance.
  • Convenient monthly debit order that only equates to 10% of your outstanding balance.
  • Revolving credit means any money paid back into the account becomes available to be used again, with no need to re-apply.
  • When displayed at a product level, Mobicred’s indicative monthly pricing is calculated for 12 months.
  • You can choose to pay off your balance as quickly or slowly as you like, by making additional direct EFT’s into your account.
  • Flexible repayment options – the timeline is decided by you, and it is not fixed on 3, 4, or 12 repayments.

New to Mobicred?

  • First, you’ll need to apply for an account on Mobicred’s website.
  • Once approved, you can return to System Design Experts and pay for your items by selecting Mobicred at checkout.

Have a Mobicred account already? Payment is as easy as 1, 2 , 3.

  1. Select Mobicred as your payment option during checkout.
  2. Log in using your Mobicred username and password.
  3. Enter the one-time pin (OTP) that will be sent to your mobile phone, Confirm and pay.
  4. Your Mobicred account will be debited, and we will send you a confirmation email of your order.

Mobicred Fees


  • As a revolving credit facility, Mobicred repayments are calculated as 10% of the account balance, plus fees.
  • These fees will be confirmed with you by Mobicred during your application process.

Mobicred is Powered by RCS.

RCS is a registered Credit and authorized Financial Services Provider NCRCP 38/FSP 44481